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Oct 51 min read

Oxyzo

Updated: Oct 12

Oxyzo is a financial services platform that provides customised Financial Solutions For All Your Business needs to small and medium enterprises (SMEs), helping them manage cash flow effectively. More than 50,000+ crore has been disbursed till date and it is available in 145+ braches across India. Founded in 2016 by Asish Mohapatra and Ruchi Kalra. By 2022, it achieved a valuation of $1 billion with profits of $8.6 million





Problem

Indian SMEs struggled with accessing affordable working capital, especially for purchasing raw materials and managing cash flow.


Oxyzo Solution

Oxyzo offered a digital lending platform focused on providing working capital financing to SMEs through purchase financing, allowing them to access credit for raw materials at competitive rates.


Initial Users & Marketing Hack

Oxyzo targeted SMEs in manufacturing and trading sectors that needed flexible financing options. The platform grew through partnerships with B2B suppliers and leveraging digital channels to reach small businesses with minimal access to formal credit.


Oxyzo Offerings

  • Provide working capital Financing: They provide working capital term loan, purchase financing, and receivable financing. 

  • Provide supply chain financing: They provide vendor financing, revenue based financing and sales bill discounting.

  • Invoice Discounting: Allows businesses to access funds against unpaid invoices.


Website


Linkedin Page


Founder's profiles



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