Perfios is a financial technology platform that specializes in automating data analysis and financial assessments for individuals and businesses. Company founded in 2008 by Debasish Chakraborty. As of 2024, it has achieved a valuation of $1 billion.
Problem
Financial institutions in India struggled with efficiently gathering, analyzing, and verifying data for credit decision-making and risk assessment.
Perfios Solution
Perfios developed a data aggregation platform that helped banks and NBFCs access and analyze financial data from various sources, providing deep insights into creditworthiness and risk profiles.
Initial Users & Marketing Hack
Early users were banks and financial institutions that needed a reliable way to automate and improve the credit assessment process. Perfios grew through partnerships with leading financial institutions and positioned itself as a critical tool for enhancing credit underwriting.
Perfios Offerings
Financial Data Aggregation: Collects and analyzes financial data from multiple sources.
Credit Assessment Tools: Provides tools for assessing creditworthiness and risk.
Business Analytics: Offers insights for businesses to improve financial decision-making.
Website
Linkedin Page
Founder's profiles
Debasish Chakraborty, https://www.linkedin.com/in/debasishchakraborty/